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Let us help you by repairing your credit. We've worked closely with thousands of people to repair their credit and build scores from the low 400s to the mid 800s within 30 to 45 days. Our program works by maximizing our resources to not just boost your score for a limited time, but start you off with a solid foundation to take the next step toward financial independence. *
Step One: Go to this link and type it EXACTLY as it is in your browser, because it is case-sensitive: bit.ly/CreditMedics
This is for IdentityIQ and register for the Three-Bureau report with score. You will be asked to submit a valid credit card. The monitoring service is $1 to get started for the 1st 7 days and $27.99 per month after the first 7 days and you are required to keep it for the duration of Credit Medics, LLC., repairing of your credit.​
Step Two: Please answer all security questions accurately, otherwise, it will not allow you to view your credit report.
Step Three: Set up your username and password. Please use your first and last name as your Username and email us your password.
Step Four: Let our staff know that you have completed the credit monitoring sign up so that we can view your credit reports to begin your FREE credit audit analysis.
Step Five: Once your credit audit analysis has been complete. You can sign and submit all of the documents digitally, along with your payment to begin the process.
PROCESSING TIME​
Our timeline is generally 30 to 45 days, but some of our files finish in less than 21 days. Maximum 120 days.
CREDIT BUREAU REPORTS & CREDITOR CORRESPONDANCE​
Once we submit our disputes to the bureaus via our credit portals , they will send you an acknowledgment letter along with a free copy of your credit report. They will also mail you a separate letter, alerting you to the fraud alert that we have placed on your file. You are not required to respond back to them or take any calls whatsoever, because we are taking care of it.​
Shortly thereafter, you will receive a free credit report from all three bureaus, as required by law. These reports will contain all of your accounts including the disputed derogatory accounts. In approximately 21 to 30 days, you will start to receive updated reports that will reflect deleted accounts and updated account information. Additionally, you may receive letters from your alleged creditors, requesting additional information or letters of disagreement in regards to your disputes. Please do not respond to any of them, because we are handling all of the legal correspondence.​
CREDIT MONITORING SERVICE​
Credit Medics requires that you maintain your monthly monitoring subscription for the duration of your credit repair. We log into your credit reports twice a month to verify if the updates from the bureaus have posted on the consumer portal. If you fail to maintain your subscription, your file will be delayed.
NEW COLLECTION ACTIVITY & FILE RESUBMISSIONS​
Credit Medics uploads and submits files directly to the legal compliance department at the credit bureaus and public records databases. Our submissions are detailed with disputed creditors, account numbers, owed balances, original opening dates, along with case law and federal credit laws regarding what the bureaus can or cannot report.​
The bureaus and public records database ONLY processes what we upload during the origination dispute. If you get any new collections, after your file has been submitted, it will NOT be inclusive of the original dispute. We are required to submit a new dispute for any collections, late payments, charged-off accounts etc. If this happens, you will be required to pay our filing fee in the amount of $275.00 per collection.
UPDATES​
Credit Medics will provide you with credit updates every two weeks, or until your file is complete. It is not necessary to contact us daily or weekly regarding updates and/or questions about your file. The bureaus provide us with updates every 10 to 14 days, so we respectfully request that you allow us to reach out to you.​
APPLYING FOR NEW CREDIT​
During your processing time, we firmly request that you DO NOT APPLY for any credit accounts, loans or credit limit raises, because it delays the processing times and it will reduce your overall credit scores. Please wait until your file is completely finished and you will qualify for lower interest rates and higher credit lines.​
DEROGATORY ACCOUNTS & CREDIT SCORES​
If all of the accounts on your credit report are derogatory, you will not have any credit or a credit score, when your credit file is completed. You will need to re-establish credit by either adding authorized users along with a primary credit account or you can apply for secured credit cards. Credit Medics, LLC., does sell authorized user accounts and trade lines. We do offer CPNs, as well.

ABOUT CREDIT MEDICS

We are committed to bringing you real results you can act on. With our credit restoration services, you can achieve the possibilities that have seemed just out of your grasp for too long.

QUICK LINKS

  • CreditMedics Rx
  • 9933 S. Western Ave. Suite 104,

Chicago, Illinois 60643


Monday thru Friday:

9:00am - 5:30pm

Copyright © 2023 CreditMedics Rx, All Rights Reserved