Our Services

What We Do

We are not like traditional credit repair services.

13+ Years of Experience in Credit Repair

Our team has years of experience in personal credit repair and business credit repair. We are a full service team that helps to elevate your personal and business credit profile.

We want to restore your credit. This means getting it in top shape but we don’t just stop there. It gets better. We also work on inquiries, bankruptcies and other public records. We don’t want you to start from zero. With us, you get healthy and complete credit profile so that you can pursue your personal and business endeavors.

We don’t erase your history. We paint you a better history!

How do we do this?

We work directly with the leading bureaus. We have real people – no automated software. No obtuse algorithm. We contact the agencies directly to rework and restore your credit score.

Committed to Education

If you work with us, you have a partner and a friend. We know what it is like to be held back by bad credit. We have reshaped the lives of thousands of past clients. We don’t want to just leave you with a new and great credit history. We want to help you with credit education. Get assistance on more than stepping out. Take on new challenges with your renewed credit!

CREDIT REPAIR PROGRAM

Sign Up for Credit Repair

Let us dispute negative, incorrect information from your credit reports on your behalf. We work with the bureaus to remove negative, unverified and incorrect accounts that are reporting to your credit.

We are willing to bet that it has taken years for your credit to get to the state it’s in so fixing it is not an overnight process. Be patient with the process, we are your team.

We have success in removing:

  • Negative Accounts
  • Collection Accounts
  • Derogatories and Charge Offs
  • Accounts related to Identity Theft
  • Late Payments
  • Student Loans
  • Repossessions

Actual Results!

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PUBLIC RECORD PROGRAM

Actual Results!

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Public Records & Bankruptcy

Public Records can often hold you back from achieving your financial goals. Recovering from a bankruptcy can be difficult especially when it will remain on your credit for 7 – 10 years!

Did you know that Tax Liens, Bankruptcy and Judgements can be removed from your credit reports? It is not an easy process, which is why we are here to help remove these on your behalf!

Don’t let your past hold you back any longer. You deserve a real fresh start.

INQUIRY PROGRAM

Sign Up for Credit Repair

Inquires occur when a financial institution, such as a lender or credit card issuer checks your credit after you’ve applied for mortgages, credit, loan or similar services. Have you applied for a car loan at a dealership and to your horror it added 6+ inquiries to your credit report!

Each inquiry can drop your score by a few points. A few inquiries may not hurt too much but having a lot of inquiries can make you seem like a risky consumer in the eyes of lenders. They may think you are short on cash and attempting to rack up debt.

Removing your inquiries can give you a nice boost in score. We can work on your behalf to remove hard inquiries that are not attached to active accounts.

Common Types of Hard Inquiries

  • Mortgage applications
  • Auto loan applications
  • Credit card applications
  • Student loan applications
  • Personal loan applications
  • Apartment rental applications

Actual Results!

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Collect Your Documents

Simple enough. We get all of the documents we need from you to start negotiating your negatives with the three credit reporting agencies.

First Cycle

We manually challenge each of the negatives on your credit report with the credit reporting agencies. The agencies will usually respond to you within 45 days and you send us each document for further analysis

Second Cycle

We manually challenge each of the negatives on your credit report with the credit reporting agencies. The agencies will usually respond to you within 45 days and you send us each document for further analysis